Dental Insurance Benefits: Use it or Lose it

Use it or lose it

December 31 marks the end of the plan year for most dental insurance companies. At South Waterfront Dental, we take pride in doing everything possible to help you maximize your dental insurance.

Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year. If your maximum coverage benefit is not used during the year, you lose those benefits, because unused coverage does not carry over to the next year.

Although treatment is never dictated by an insurance policy, our experience has shown that careful planning can often maximize benefits. Most dental plans allow teeth cleanings two times a year.

If you are due for a cleaning, have dental treatment pending or if you feel you may need treatment that hasn’t been planned yet and you haven’t maxed out your insurance benefits for the year, we encourage you to schedule an appointment before the end of the year.

You may also participate in a Flexible Spending or Health Savings Account. In most cases, any money left in these accounts at the end of the year is forfeited. These are benefits you have paid for!

Make your appointment now as appointments at the end of the year fill quickly.